Credit Repair Policy
1. Introduction
This Credit Repair Policy outlines the services,
expectations, and terms provided by Cyn City Consulting for clients seeking
assistance in improving their credit scores and reports. We are dedicated to
helping clients restore and enhance their credit through ethical and legal
strategies.
2. Services Provided
Cyn City Consulting offers the following credit repair
services:
•Disputing inaccurate, outdated, or unverifiable information
on your credit report.
•Providing educational resources and guidance on credit
improvement strategies.
•Analyzing credit reports to identify errors or negative
items that can be addressed.
•Liaising with creditors and credit bureaus to resolve
issues and discrepancies.
3. Client Responsibilities
To ensure the success of the credit repair process, clients
are expected to:
•Provide accurate and complete
personal and financial information.
•Share any relevant
correspondence from credit bureaus or creditors with Cyn City Consulting
promptly.
•Actively review updates and
reports provided by Cyn City Consulting regarding the progress of disputes and
actions taken.
•Acknowledge that credit repair
is a time-intensive process, and results may vary based on individual credit
situations.
4. Fees and Payment Terms
The fees for Cyn City Consulting’s credit repair services
are as follows:
•Monthly Service Fee: $99 billed on the [15th] of each
month.
•Additional Fees: [if any new accounts are added after the
credit repair process starts].
Failure to make timely payments may result in a suspension
of services.
5. Cancellation Policy
Clients may cancel services at any time by providing written
notice via email or text to Cyn City Consulting. Cancellations are effective at
the end of the current billing cycle. Refunds will not be issued for services
already rendered.
6. No Guarantee of Results
While Cyn City Consulting will work diligently to improve
your credit, we cannot guarantee specific results, such as a set increase in
your credit score or removal of particular items. Credit repair outcomes depend
on a number of factors, including the nature of the information on your report,
creditor cooperation, and credit bureau responses.
7. Legal Compliance
Cyn City Consulting abides by all applicable laws, including
the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act
(FCRA). We operate ethically and do not engage in or promote illegal practices,
such as creating new credit identities or disputing accurate items on your
report.
8. Client Confidentiality
Your privacy is a top priority. All personal and financial
information provided to Cyn City Consulting will be kept confidential and used
solely for the purposes of credit repair and improvement.
9. Dispute Resolution
If you are unsatisfied with the services provided by Cyn
City Consulting, you must first contact us in writing to resolve the matter.
Should the issue remain unresolved, you may seek further recourse under
applicable consumer protection laws.
10. Contact Information
For any inquiries, cancellations, or concerns, please
contact us at:
•Phone: 414-334-4302
•Email: info@cyncityconsulting.com
By using the credit repair services of Cyn City Consulting, you agree to abide by the terms and conditions outlined in this policy.